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Terms of Service.

Last Updated: September 28, 2026 | Version 2026-09-28

1. Agreement to These Terms

These Terms of Service ("Terms") are a legally binding agreement between you and Hedgr Ltd ("Hedgr", "we", "us" or "our"), a company registered in England and Wales (Company No. 17138901) with its registered office at 16 Mandalay Road, London, SW4 9EE. They govern your access to and use of the Hedgr platform, including our website, applications, integrations and services (together, the "Service").

You accept these Terms when you tick the box to agree to them at sign-up, or when you use the Service. If you accept them on behalf of a business or other organisation, you confirm that you have the authority to bind it, and "you" means that organisation. If you do not agree to these Terms, you may not use the Service.

These Terms work together with our Privacy Policy and our Data Processing Agreement ("DPA"), which forms part of these Terms.

2. The Service

Hedgr is a foreign exchange (FX) risk monitoring and analysis platform for businesses. The Service lets you:

IMPORTANT NOTICE Hedgr is an informational and analytical tool. It is not financial, investment, tax or legal advice, and it is not a recommendation to enter into any transaction. Hedgr does not execute trades, hold client money or provide regulated financial services. Where you act through a third party, such as your FX broker or a regulated payments provider, that party provides the regulated service under its own terms and authorisation. You should make hedging decisions with a suitably qualified adviser.

3. Eligibility

The Service is for business use. To use it you must be at least 18 years old and able to form a binding contract. You confirm that:

4. Your Account

You create an account with your email address, from an invitation or through our sign-up flow, or through a supported sign-in with your accounting platform. You agree to:

When you connect an accounting platform or a Google Sheet, you give Hedgr read-only access to the data the Service needs. Hedgr cannot change, create or delete data in your accounting system. You can disconnect at any time.

5. Your Data and Data Protection

You keep all rights in the data you connect or upload ("Customer Data"). You give us a limited licence to use Customer Data only to provide, secure and support the Service for you.

You confirm that you have the right to connect, upload and share Customer Data with the Service, including with any adviser you invite.

6. Scout and AI Features

Scout and our other AI features generate answers automatically from your data. We send your question and the relevant data to our AI provider, as the Privacy Policy describes.

7. Advisers and Shared Access

If you share with an adviser: You can give an adviser read-only access to your portfolio, at the full level or at the aggregated level, where we remove customer, supplier and bank account names before the data reaches the adviser. You choose who to invite and at what level, and you can revoke access at any time. The adviser is a third party, and Hedgr is not responsible for how the adviser uses the information or for any advice or service the adviser gives you.

If you are an adviser: You may use a client's shared data only to serve that client, and you must keep it confidential and comply with the laws and regulations that apply to you. If you set up a workspace for a client, you confirm that you have the client's authority to load their data, and you agree to hand the workspace over when the client asks.

8. Connecting Hedgr to AI Assistants

If you connect Hedgr to a third-party AI assistant, that assistant can read the Hedgr figures you ask it for. Data that reaches the assistant is governed by your agreement with its provider. The connection is read-only, and you can remove it at any time.

9. Acceptable Use

You agree not to:

10. Intellectual Property

Hedgr and its licensors own the Service, including its software, content, designs and algorithms. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable and revocable licence to use the Service for your internal business purposes. If you send us feedback, we may use it without any obligation to you.

11. Fees and Payment

Paid plans are charged per business per month at the price shown before you subscribe, in pounds sterling (GBP) or South African rand (ZAR). By subscribing, you agree to pay the fees for your plan.

We may change our fees with at least 30 days' notice. The new fee applies from your next billing period after the notice ends.

12. Free Trials and Introductory Prices

We may offer a free trial period for some plans. The trial gives you the features of the plan it belongs to, and it converts to a paid subscription at the end of the trial unless you cancel before then.

We may also offer an introductory price for the first billing period of some plans in place of a free trial. Where we do, the introductory price is shown before you subscribe, it applies to the first billing period only, and each later billing period is charged at the plan's full price unless you cancel before it starts.

13. Cancellation, Suspension and Ending

Your rights: You can cancel your subscription at any time from your billing settings, or by contacting us. Cancellation takes effect at the end of your current billing period, and you keep access until then.

When a subscription ends: We keep your data and your settings stay reachable, and the Service asks you to add a card to continue. You can ask us to delete your account at any time, and we delete your personal data as our Privacy Policy describes.

Our rights: We may suspend or end your access if you breach these Terms, if an invoice stays unpaid for 15 days after its due date, if the law requires it, or if we reasonably believe your account poses a security risk. Where we can, we will tell you first. If we stop offering the Service, we will give you reasonable notice and a way to export your data.

14. Disclaimers

NOT FINANCIAL ADVICE The Service provides information and analysis only. It is not financial, investment, tax, legal or hedging advice, and you should not rely on it as the only basis for any decision.

The Service depends on data from your accounting platform, your uploads and third-party market data sources, and its results are only as accurate as that data. Exchange rates, forecasts and simulations are estimates. Currency markets can move quickly, and past performance and historical simulations do not predict future results.

Except as these Terms state, the Service is provided "as is" and "as available", and we give no warranty that it will be uninterrupted, error-free or fit for a particular purpose, to the extent the law allows.

15. Limitation of Liability

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that the law does not allow us to limit or exclude.

Subject to that, and to the extent the law allows:

This limit also applies to claims under the DPA, as the DPA provides.

16. Third-Party Services

The Service works with third-party services, including accounting platforms, Google Sheets, market data sources, our payment provider, AI providers, AI assistants you connect, and the advisers and brokers you choose. Your use of each of these is also governed by its own terms and privacy policy. We are not responsible for their availability or accuracy, for changes they make that affect the Service, or for fees they charge you.

17. Changes to These Terms

We may update these Terms. The version and date at the top of this page show which terms apply. For a material change, we will tell you by email or in the Service at least 30 days before it takes effect, and we may ask you to accept the new version the next time you sign in. If you do not accept a change, you can cancel before it takes effect.

18. Governing Law and Disputes

These Terms, and any dispute or claim arising from them or from the Service, are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction. This does not remove any right you have under the mandatory laws of the country where you are based, including your rights under POPIA.

Before you start formal proceedings, please contact us at [email protected] so that we can try to resolve the dispute informally.

19. General Provisions

20. Contact

Hedgr Ltd (Company No. 17138901)
Address: 16 Mandalay Road, London, SW4 9EE
Email: [email protected]
Phone: +447356642143

For privacy questions, contact our Information Officer at [email protected].